Enjoy access to a short-term revolving line of credit to manage your cash flow.
Essentially, an overdraft is a method of allowing an account balance to operate in debit up to an agreed level.
Never worry again about a shortfall or unexpected outlay of your operation. With an overdraft facility you have access to funds during the normal course of business operation.
We guarantee transparent pricing on variable interest rates and fees with interest calculated daily and charged monthly.
We offer a revolving credit limit that you can draw upon and repay without restrictions, which can be a cost-effective way to avoid fees associated with overdrawing accounts.
You have the ability to transact through JTR Connect, cheques, and the J Trust Royal branch network. Your overdraft is available in USD and KHR and recorded on your business account.
Overdraft Facility or Revolving Short Term Loan ‘RSTL’
Managing working capital requirements
Unsecured or secured
Ongoing – subject to annual review
Interest Rate Type
Variable Interest Rate
Flexible. No fixed or minimum monthly repayment arrangements.
Tailored loan structuring with features such as balloon repayments and revolving lines of credit where appropriate.
Ways to access your account
JTR Connect, J Trust Royal branches or cheque book
Fees & Charges
Fees and charges are payable.
Terms & Conditions
All applications for credit are subject to J Trust Royal’s normal credit approval criteria. Terms and conditions available upon request.