Fast Saver Account
Reach your savings goals faster.
Are you looking forward to a holiday? Maybe you’re saving for a new moto? Or perhaps you want to open a savings account for your children?
Whatever it is you are saving for, you can get there faster with a J Trust Royal Fast Saver Account.
Features & benefits
We reward you for saving
J Trust Royal Bank supports our customers to reach their savings goals by incentivising you to develop a savings habit and make regular deposits. In addition to offering base interest, we also pay bonus interest if you credit at least US$10 into your account every month, make no withdrawals, and maintain the account balance above US$500.
Keep your savings safer
Your savings have never been so well protected. By depositing your savings into a Fast Saver Account you will no longer have to keep money at home, risk losing it, worry about it being stolen, or be tempted to spend it.
Easy access to your money
Get your hands on your money quickly, easily and securely when you reach your savings goal, or in the event of an emergency, with a free J Trust Royal Visa Debit Card.
Track your progress
We will issue you with a Fast Saver passbook so you can keep a physical record of your deposits and withdrawals. You will also have free access to our impressive digital banking tools to view your transaction history and manage your money.
| Fast Saver Account | |
|---|---|
| Free mobile banking | • |
| Free internet banking | • |
| USD only | • |
| Base interest and bonus interest on your savings | • |
| A passbook | • |
Before you apply
Please familiarise yourself with the account opening process and the fees, terms and conditions.
Fast Saver Account opening process
| STEP 1 | Visit your nearest J Trust Royal branch and talk to one of our friendly Personal Bankers. |
| STEP 2 | Complete a J Trust Royal account opening application form in the branch. |
| STEP 3 | Provide a minimum US$500 initial deposit. (And maintain a minimum ongoing balance of US$500.) |
| STEP 4 | Show valid identification: your national identity card or passport.* |
| STEP 5 | Later, you simply collect your Visa Debit Card from the branch where the account was opened. |
*Non-Cambodian citizens must show further identification: passport with a visa valid for at least six months.
Fast Saver Account fees, terms and conditions
For an average balance above US$500 | FREE |
Minimum ongoing balance below US$500 | US$3 per month |
Withdrawals | 1 FREE per month $1 per additional withdrawal |
Early Closure Fee | USD 20 or KHR 80,000 |
Terms and conditions | Available here |
Security Matters
At J Trust Royal Bank we are serious about security
All our J Trust Royal Visa Debit Cards have an embedded Enhanced EMV-Dynamic Data Authentication Smart Chip that offers a global standard of security.
We have continuous fraud monitoring systems in place to identify any suspicious activity and help prevent unauthorised transactions. Please keep your contact information with us up-to-date so that we can reach you quickly if suspicious activity is detected.
Our digital banking tools, while simple to use, also incorporate a range of security measures. We manage a security network, use applications from approved vendors with secure coding practices, and conduct regular penetration testing through a third party security firm to protect customers against malware.
Customer Care Centre: +855 (0) 23 999 000
Call us immediately to report lost, stolen or misplaced cards or compromised pin numbers. We can temporarily block or permanently cancel your missing card and organise for a new card to be reissued.