Bakong
Local fund transfer via J Trust Royal Mobile app
Receive or transfer funds locally at your fingertips.
Initiated by the National Bank of Cambodia (NBC), J Trust Royal Bank is now a member of Bakong Payment System. This seamless transaction allows customers to receive, transfer and make payment at real-time between J Trust Royal Mobile App and Bakong App as well as across different local banks (Bakong Members).
FEATURES & BENEFITS
- Transfer money to Bakong Wallet
- Send and receive money across local partnered banks
- Cash-in, Cash-out at / from any local partnered banks
- Real-time transaction
- Safe and secure payment solution
FEE & LIMITS
From J Trust Royal Bank account to Bakong wallet
Currency | Amount | Fee |
KHR | 0 – 200,000 | Free |
200,001 – 2,000,000 | 2,000 | |
2,000,001 – 4,000,000 | 4,000 | |
4,000,001 – 20,000,000 | 6,000 | |
20,000,001 – 40,000,000 | 10,000 | |
USD | 0 – 50 | Free |
50.01 – 500 | 0.5 | |
500.01 – 1,000 | 1.0 | |
1,000.01 – 5,000 | 1.5 | |
5,000.01 – 10,000 | 2.5 |
Note:
- User must have an active J Trust Royal Bank account and choose J Trust Royal Bank as a home bank during registration in the Bakong app.
- The transaction from Bakong Wallet to J Trust Royal Bank is free of charge
- Cross-currency transfers are not allowed.
Bakong Wallet Daily Limits:
- Max USD500 or KHR equivalent (Basic KYC)
- Max USD3,000 or KHR equivalent (Partial KYC)
- Max USD10,000 or KHR equivalent (Full KYC)
From J Trust Royal Bank account to other Bakong members
Currency | Amount | Fee |
KHR
| 0 – 2,000,000 | 2,000 |
2,000,001 – 4,000,000 | 4,000 | |
4,000,001 – 20,000,000 | 6,000 | |
20,000,001 – 40,000,000 | 10,000 | |
40,000,001 – 100,000,000 | 12,000 | |
100,000,001 – 200,000,000 | 20,000 | |
USD | 0 – 500 | 0.5 |
500.01 – 1,000 | 1.0 | |
1,000.01 – 5,000 | 1.5 | |
5,000.01 – 10,000 | 2.5 | |
10,000.01 – 25,000 | 3.0 | |
25,000.01 – 50,000 | 5.0 |
Note:
- Daily transaction limit from J Trust Royal Bank to other Bakong members is USD 50,000 or KHR equivalent.
Bakong Wallet: Cash-in / Cash-out over the counter
Currency | Amount | Fee |
| KHR | 0 – 2,000,000 | 2,000 |
2,000,001 – 4,000,000 | 4,000 | |
4,000,001 – 10,000,000 | 6,000 | |
| USD | 0 – 500 | 0.5 |
500.01 – 1,000 | 1.0 | |
1,000.01 – 2,500 | 1.5 |
For your reference
- Learn more about J Trust Royal Mobile app
- Learn more about Bakong
Terms and Conditions
- Terms & Conditions: Bakong
PDF 1.54 MB
Security Matters
At J Trust Royal Bank we are serious about security
All our J Trust Royal Visa Debit Cards have an embedded Enhanced EMV-Dynamic Data Authentication Smart Chip that offers a global standard of security.
We have continuous fraud monitoring systems in place to identify any suspicious activity and help prevent unauthorised transactions. Please keep your contact information with us up-to-date so that we can reach you quickly if suspicious activity is detected.
Our digital banking tools, while simple to use, also incorporate a range of security measures. We manage a security network, use applications from approved vendors with secure coding practices, and conduct regular penetration testing through a third party security firm to protect customers against malware.
Customer Care Centre: +855 (0) 23 999 000
Call us immediately to report lost, stolen or misplaced cards or compromised pin numbers. We can temporarily block or permanently cancel your missing card and organise for a new card to be reissued.