Our Premier account is an everyday transaction account for high net worth where we offer interest.
Features & benefits
Personal support whenever you need it
We’re here for you 24/7 – whether it’s through contact with your personal Relationship Manager or our dedicated Premier helpline for any of your after-hours queries.
Comfort & convenience
Enjoy exclusive access to our Premier lounges at our larger branches which feature comfortable seating, no queues, complimentary refreshments, and free WiFi.
Exclusive Visa Premier Debit Card
Available only for our Premier clients, the Visa Premier Debit Card gives you access to the global Visa network with zero fees and includes a range of privileges.
Fee-free Visa Platinum Credit Card
All our Premier clients are eligible for a J Trust Royal Visa Platinum Credit Card and the associated privilege program with the annual fee waived for both primary and additional card holders.
Full flexibility
Make as many transactions as you want. Manage your money using our convenient Internet Banking and Mobile Banking, a cheque book if you want one, and with the support of your Relationship Manager.
Before you apply
Please familiarise yourself with the account opening process and the fees, terms and conditions.
Premier account opening process
| STEP 1 | Visit your nearest J Trust Royal branch and talk to one of our friendly Relationship Managers. |
| STEP 2 | Complete a J Trust Royal account opening application form in the branch. |
| STEP 3 | Provide a minimum USD 25,000 initial deposit (And maintain a minimum ongoing balance of USD 5,000). |
| STEP 4 | Show valid identification: your national identity card or passport.* |
| STEP 5 | Later, you simply collect your Visa Debit Card from the branch where the account was opened. |
*Non-Cambodian citizens must show further identification: passport with a visa valid for at least six months.
Premier account fees, terms and conditions
For a minimum balance of less than US$5,000 | US$25 |
Account maintenance Fee | Free |
Dormant Fee | Free |
Early Closure Fee | USD 20 |
| Withdrawals | Unlimited |
For your reference
While all documentation is completed in our branches we also know that it can be helpful to know what to expect before you arrive. Here are the forms and other relevant documents used to open your Premier Account. You don’t need to complete the forms before you come in – our friendly staff are there to help you.
Visit Us
Talk to a Personal Banker at your nearest branch who can refer you to a Relationship Manager.
Find UsSecurity Matters
At J Trust Royal Bank we are serious about security
All our J Trust Royal Visa Debit Cards have an embedded Enhanced EMV-Dynamic Data Authentication Smart Chip that offers a global standard of security.
We have continuous fraud monitoring systems in place to identify any suspicious activity and help prevent unauthorised transactions. Please keep your contact information with us up-to-date so that we can reach you quickly if suspicious activity is detected.
Our digital banking tools, while simple to use, also incorporate a range of security measures. We manage a security network, use applications from approved vendors with secure coding practices, and conduct regular penetration testing through a third party security firm to protect customers against malware.
Customer Care Centre: +855 (0) 23 999 000
Call us immediately to report lost, stolen or misplaced cards or compromised pin numbers. We can temporarily block or permanently cancel your missing card and organise for a new card to be reissued.