Reward Points Program with J Trust Royal Visa Credit Card

01 November 2023

Unlocking your rewards with J Trust Royal Visa Credit Card!

The more you pay the more you earn through J Trust Royal Reward Points program. Every purchase made with credit card will automatically be converted to Reward Points.

Campaign period: 01 November  – 31 December 2023

Eligibilities: 

  • Campaign period: 01 November – 31 December 2023.
  • Every spending of USD 2 is equal to 1 point.
  • You will need a minimum of 500 points to get the cashback reward.
  • Maximum cashback reward is capped at USD 75 per account.
  • Customers will receive a bi-weekly email update on their points.
  • Cashback Reward (USD) = (Your Total Point / 100) + Bonus

TARGET POINT

BONUS (USD)

>= 500

5

>= 1,000

15

>= 1,500

35

>= 2,500

50

  • The Reward Points program accumulates points over a two-month spending period, specifically in November and December of 2023.
  • Only POS and Online Purchase transactions are eligible for the Reward Points.
  • Refund Transactions or Credit Voucher transactions will decrease your Reward Points.
  • Cashback reward will be credited into credit account by end of February 2024.
  • Visa Card Account need to be active by the date the Bank perform the cashback.

For further information, please contact Customer Care Center at 023 999 000.

Frequently Asked Questions

The Credit Card Reward Points program is an additional promotion to drive Credit Card Utilization growth. Every spending on the credit card will be converted to Reward Points. These reward points will be redeemed to get the cashback.

Only credit cards, platinum and classic, are eligible for these Reward Points.

Every spending of USD 2 is equal to 1 Reward Point.

POS and online purchase transaction are eligible for the Reward Points. Cash Advance or Cash Withdrawal via ATM are not eligible in this program. Please also note that refunded transactions or credit voucher transactions will decrease your Reward Points.

You will need a minimum of 500 points to be eligible for the cashback reward.

The campaign period is from 1 Nov 2023 to 31 Dec 2023.

We will do the cashback into your credit card account by end of Feb 2024.

Yes, you will get extra bonus beside basic cashback reward (Total Points/100). Please refer to the “Target Points” below:

Target Point

Bonus (USD)

>= 500

5

>= 1,000

15

>= 1,500

30

>= 2,500

50

Total Cashback Reward = Your total points / 100 + Bonus

Example: Your total points is 1,200. Total Cashback Reward = 1200 / 100 + 15 USD = 27 USD

No, the Reward Points don’t depend on card level. We are accumulating your spending on account level.

Example: You have two cards (one card under your name and the other card under your spouse’s name). The total spending under both cards will be combined to get the total Reward Points.

Yes, there is maximum cashback reward 75 USD on each credit card account.

You will receive updating email every two weeks on your Reward Points summary.