Home Loan

Buying a home is often as nerve-wrecking as it is exciting. Luckily our friendly Lending Managers are here to help you through the process and turn your dream into a reality.

Features & Benefits

  • Comprehensive consultation from our professional and experience specialist
  • Loan up to 80% of property value
  • Loan tenor up to 25 years
  • Transparent fees and charges
  • Fast and hassle-free application process

Interest Rate & Fee Charge

Interest rate8.75% p.a.
Loan approval fee1% of loan amount
Minimum loan amountUSD 21,000
Maximum loan amountUp to 80% of the property value
Maximum loan term25 years
Early repayment fee3% for lump sum payment within lock-in period
Redraw feeUSD 100
One-off associated costs
(payable when Letter of Offer is issued)		Property valuation: USD 150 - USD 250
Legal fee: USD200
Collateral title deed registration: starts from USD 185*
*Charge is dependent on where the property is located.
Other one-off associated costsFire insurance (must be renewed annually)

Interest rate is calculated daily and charged at the end of each month. 
All of these fees are subject to change without notice.

Requirement / How To Apply

To apply, kindly visit the nearest J Trust Royal branch or call our home loan hotlines on 078 222 082 or 078 222 086

For more information:

  • Read our guide: '7 steps to purchase your property' so you know what to expect from the application process.
  • Please fill in this short home loan enquiry form and one of our expert Lending Managers will contact you within one business day.
  • Be sure to review our pricing and terms and conditions.

Alliance Program

Own your dreamed home faster and easier with favorable interest rate. Check out our Alliance Partner which include the following developers:

  • Borey Blue Diamond
  • Orkide Condominium
  • Borey Peng Huot
  • Borey Phnom Penh Thmey
  • Royal Platinum
  • Borey The Flora
  • Borey Chankiri
  • Borey Vimean Samnang
  • Borey Mekong Land

Reference

Loan Calculator

Learn About Monthly Repayment

% PA
Monthly Repayment
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Learn About Maximum Loan Amount

Maximum Loan Amount
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Monthly Repayment
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Note:

  • Car loan maximum amount: USD 80,000
  • Personal loan maximum amount: USD 25,000
  • The result from this calculator it for illustration purposes and indicative only
  • Result do not represent the approval loan amount which is subjected to J Trust Royal's credit assessment

Call our professional lending manager to learn more via 078 222 082 or 078 222 086.