Home Investment Loan

Investing in property and has never been easier.

Grow your property portfolio by up to two properties with a J Trust Royal Home Investment Loan.

Features & Benefits

  • Comprehensive consultation from our professional and experience specialist
  • Loan up to 70% of property value
  • Loan tenor up to 20 years
  • Transparent fees and charges
  • Fast and hassle-free application process

Interest Rate & Fee Charge

Interest rate9% p.a.
Loan approval fee1% of loan amount
Minimum loan amountUSD21,000
Maximum loan amountUp to 70% of the property value
Maximum loan term20 years
Early repayment fee3% for lump sum payment within lock-in period
Redraw feeUSD 100
One-off associated costs
(payable when Letter of Offer is issued)
Property valuation: USD 150 - USD 250
Legal fee: USD 200
Collateral title deed registration: starts from USD 185*
*Charge is dependent on where the property is located.
Other one-off associated costsFire insurance (must be renewed annually)

Requirement / How To Apply

To apply, kindly visit the nearest J Trust Royal branch or call our home loan hotlines on 078 222 082 or 078 222 086

For more information:

  • Read our guide: '7 steps to purchase your property' so you know what to expect from the application process.
  • Please fill in this short home loan enquiry form and one of our expert Lending Managers will contact you within one business day. 
  • Be sure to review our pricing and terms and conditions.
     

Reference

Loan Calculator

Learn About Monthly Repayment

% PA

Learn About Maximum Loan Amount

Noted:

  • Car loan maximum amount: USD 80,000
  • Personal loan maximum amount: USD 25,000
  • The result from this calculator it for illustration purposes and indicative only
  • Result do not represent the approval loan amount which is subjected to J Trust Royal's credit assessment

Call our professional lending manager to learn more via 078 222 082 or 078 222 086.