Retail Merchant

Assist your daily operation with reliable and secure financial solutions Retail Merchant is a hybrid account designed to facilitate a daily business operation that offer interest rates with a wide range of secure and reliable payment solutions.

Features & Benefits

  • Low initial deposit 
  • Choice of KHR or USD account
  • Interest calculates on daily basis
  • Interest payout on monthly basis
  • No account keeping fee
  • Free access to Internet Banking & Mobile Banking
  • Free local money transfers to any JTRB customers’ accounts
  • Free local Inward Domestic Transfer (IDT) at any amount
  • Free set-up of standing orders (regular, automatic payments)
  • Unlimited transaction/withdrawal
  • Make payments or transfers via KHQR scan
  • Conveniently make large payments with cheque book facility
  • Visa Debit Card with international access
  • Name your own account via Internet Banking & Mobile Banking

Interest Rate & Fee Charge

Maintenance FeeUSD 3 or KHR 12.000 if minimum ongoing balance < USD 10
Dormant FeeFree
Withdrawal FeeFree
Early Closure FeeFree

Requirement / How To Apply

To apply, kindly visit the nearest J Trust Royal branch and talk to one of our friendly Personal Bankers with the following:

  • National Identification Document (NID)/Identity Document Issued by an official authority/Passport & Work Permit (for foreigners)
  • Minimum initial deposit of USD 50 or KHR 200.000
  • Minimum ongoing balance of USD 10 or KHR 40.000

Reference