Dear Valued Customers,

To serve you better, J Trust Royal Bank would like to inform you that we have updated Bank’s General and Specific Conditions governing your relationship with the Bank in respect of our general services, facilities, bank’s account, credit card, and credit card installments as below:

No.

Existing Terms & Conditions

New Terms & Conditions

1.

General Banking ConditionsGeneral Conditions for Banking Service

2.

General ConditionsGeneral Conditions for Banking Facilities

3.

Transaction and Deposit account Terms & ConditionsGeneral Conditions for Bank Accounts

4.

Credit Card Terms & ConditionsSpecific Conditions for Credit Cards

5.

Credit Card InstallmentSpecific Conditions for Credit Card Installments

These updates are part of our ongoing efforts to enhance transparency with customers, ensure regulatory compliance and improve our service to better meet your needs.
These updated General and Specific Conditions will apply to all existing and new customers, and it will take effect on 16 July 2025.

We appreciate your continued trust and look forward to serving you.