Turn Everyday Transactions into Rewards with JTR Mobile!

Every transaction you perform brings you closer to winning. Whether you're managing your finances or making quick payments,​ paying your monthly bill or perform phone top up,​ each transaction earns you lucky draw entries – and more transactions mean more chances to win!

Monthly Prizes include:

  • KHR 1,000,000 x 1 prize
  • KHR 800,000 x 2 prizes
  • KHR 400,000 x 3 prizes
  • KHR 100,000 x 4 prizes
  • Tumbler x 20 Winners

Offer period: 01 Oct 2025 – 31 Dec 2025

For more information, please contact our Customer Care Center via Website Live Chat or 011 999 003 / 015 999 074 / 023 999 000.

Terms & Conditions

  • Eligible for all existing and new J Trust Royal Bank customers who perform any type of transaction via the new JTR Mobile during campaign period
  • Different types of transactions perform via the new JTR Mobile will earn different numbers of eligible electronic lucky draw entries
Types of TransactionsEligible Entry(ies)Remarks
Bill Payment 5 entries / trxAll listed transaction type in “Pay Bill” feature include utilities, phone top-up, charity & donation, credit card, school, etc.
Scan & Pay via KHQR3 entries / trxScan & Pay KHQR to any bank
Other types of transactions1 entry / trxOther than the transaction types of mentioned above
  • Total lucky draw entries will be calculated monthly and will not carry over to the following month
  • There​ will​ be​ no​ repeated​ winners within the same month of lucky draw and all​ prizes​ is to be accepted as it is and non-exchangeable.
  • The winners ​will​ be selected​ through an electronic lucky draw conducted by the bank on predetermined date​ in November, December 2025 and January 2026.
  • Prize redemption:
    • Cash prizes: to be credited into customer KHR account within 15 working days after the Bank completes the process of draw, verification and announcement of the winners. Winner’s account needs to be active on the date of the Bank credits the cash prize.
    • Tumbler prize: the winners will be contacted​ by J Trust Royal Bank within​ 15​ working​ days​ after​ the​ draw completed. The winners​ must​ claim​ the​ prize​ within 15 working days after being contacted by the Bank.
  • By​ participating​ in​ this​ campaign, the winners​ will​ automatically​ be​ required​ to​ participate​ in​ publicity​ activities​ where​ their​ picture,​ name may​ be​ disclosed​ to​ the​ public.
  • JTRB’s staffs are not eligible for this campaign
  • Terms & conditions governing the operational use of the JTR Mobile will follow the standard Terms & Conditions of the respective product/service.
  • In the event of any discrepancy between the English and Khmer versions of these terms and conditions, the English version shall prevail
  • J Trust Royal Bank reserves​ the​ right​ at​ its​ discretion​ to​ terminate​ this​ campaign​ or​ vary,​ delete,​ or​ add​ to​ any​ of​ these​ terms​ and​ conditions​ without​ prior​ notice.