Term Loan
Access funding for medium to long-term capital commitments or purchases.
A J Trust Royal Term Loan allows you to invest in your business when the opportunity arises.
Your loan at a glance
Loan amount | Minimum Loan Amount: US$200,000 |
Security | Unsecured or secured |
Term | Maximum period of 7 years |
Interest Rate Type | Variable Interest Rate |
Repayment Terms | Weekly, fortnightly, monthly, 6 monthly, yearly, or seasonal payments as per nature of loan purpose and matching cash flow |
Repayment Options | Tailored loan structuring with features such as amortisation, balloon repayments and revolving lines of credit where appropriate. |
Fees & Charges | A Loan Approval Fee, Line Fee or/and Admin Fee is payable. |
Terms & Conditions | All applications for credit are subject to J Trust Royal’s normal credit approval criteria. Terms and conditions available upon request. |
Interest only facilities
We understand business cycles. Sometimes business cash flow needs to be reinvested to grow your business or is not available until a future date. At J Trust Royal we can provide interest only terms to support the needs of your business.
Principle & interest reducing facilities
At J Trust Royal we can provide structured solutions to allow you to make principle and interest repayments during the term of your loan.
For more information please contact your respective Relationship Manager or visit your nearest J Trust Royal branch.