GOAL Savings
Account
Reaching your Goals with GOAL Savings Account
Are you planning for a dream holiday? Or saving for a bigger purchase? Perhaps you plan for your children’s future or build a reserve for your unexpected expense.
You will be surprised by how much you can save with our GOAL Savings Account which will help you reach your goal with a minimum deposit as low as USD10. Start saving today and stick to your plan!
Features & benefits
Start little to reach your GOAL
Regular savings to reach your target, does not require big initial deposit. With J Trust Royal Bank, we help you manage your savings with a minimum deposit of US$10. It is suitable for those who are looking forward to increasing a reserve fund.
Easy, flexible and secure
Your money is safe with us and you can grow your savings in time which accumulates on monthly basis. Additionally, you can earn up to 1.50% interest per annual. Your accrued interest can be withdrawn anytime or extended further.
Make a plan and stick to it
Commit to regular savings whether it is for a bigger purchase or travel or emergency. Saving is never be fun, but we make it easier and secure for you to keep track of your saving habits via J Trust Royal Mobile app or Internet Banking at no extra charge.
| GOAL Savings Account | |
|---|---|
| Low initial deposit | • |
| Interest earn according to tiers | • |
| Interest calculate on daily basis | • |
| Interest payout on every month end | • |
| Choice of KHR or USD account | • |
| No maintenance account fee | • |
| Name your own account | • |
| Free mobile banking | • |
| Free internet banking | • |
Before you apply
Please familiarise yourself with the account opening process and the fees, terms and conditions.
GOAL Savings Account Opening Process
| STEP 1 | Visit your nearest J Trust Royal Bank branch and talk to one of our friendly Personal Bankers. |
| STEP 2 | Complete a J Trust Royal account opening application form in the branch. |
| STEP 3 | Provide an initial minimum deposit of:
|
| STEP 4 | Show valid identification: your national identity card (NID) or passport. * |
*Non-Cambodian citizens must show further identification: passport with a visa valid for at least six months.
Product & Services Brochures
GOAL Savings Account | Available here |
GOAL Savings Account fees, terms and conditions
Account maintenance | FREE |
Withdrawals | Free 2 times/month |
Early Closure Fee | USD 10 or KHR 40,000 |
Terms and conditions | Available here |
Security Matters
At J Trust Royal Bank we are serious about security
All our J Trust Royal Visa Debit Cards have an embedded Enhanced EMV-Dynamic Data Authentication Smart Chip that offers a global standard of security.
We have continuous fraud monitoring systems in place to identify any suspicious activity and help prevent unauthorised transactions. Please keep your contact information with us up-to-date so that we can reach you quickly if suspicious activity is detected.
Our digital banking tools, while simple to use, also incorporate a range of security measures. We manage a security network, use applications from approved vendors with secure coding practices, and conduct regular penetration testing through a third party security firm to protect customers against malware.
Customer Care Centre: +855 (0) 23 999 000
Call us immediately to report lost, stolen or misplaced cards or compromised pin numbers. We can temporarily block or permanently cancel your missing card and organise for a new card to be reissued.