Everyday Banking
We offer a range of bank accounts, products, and services to help you reach your financial goals and easily manage your money.
We are all different and so we naturally have different needs when it comes to banking.
Whatever your preferences, we are certain you want your banking to be simple, convenient and secure. And guess what? We can help.
We know that “one-size doesn’t fit all” and so we have a range of everyday bank accounts and payment services as well as a comprehensive choice of personal lending products including Credit Cards, Home Loans, and Personal Loans.
We look forward to welcoming you at J Trust Royal Bank..
Learn about our various accounts
The ONE
The perfect everyday account, offering the largest range of benefits of any other personal account in Cambodia.
Learn morePersonal Cheque
If you make frequent transactions and require a cheque book, the J Trust Royal Personal Cheque Account could be the ideal account for you.
Personal Cheque AccountFast Saver
The J Trust Royal Fast Saver Account is an exciting savings account that allows you to save for the things you really want, faster.
Fast Saver AccountGOAL Savings
If you are looking for low initial deposit to reach your goal, J Trust Royal Bank’s GOAL Savings Account is perfect for you.
Learn moreTerm Deposit Account
A Term Deposit Account is an ideal way to maximize the return on your savings. We offer higher rates of interest depending on the term and amount that you invest with us.
Learn moreForeign Currency Account
J Trust Royal Foreign Currency Account offers customers the flexibility to manage their foreign currency.
Foreign Currencies AccountWhich account is the right fit for you?
| The ONE | Personal Cheque | Fast Saver | GOAL Savings | Term Deposit | |
|---|---|---|---|---|---|
| Free mobile banking | • | • | • | • | • |
| Free internet banking | • | • | • | • | • |
| Visa Debit Card with international access | • | • | • | • | • |
| Unlimited J Trust Royal transactions | • | • | • | • | • |
| ATM access across Cambodia | • | • | • | • | • |
| Free local money transfers to other J Trust Royal customers | • | • | • | • | • |
| Free bill payments via J Trust Royal ATMs | • | • | • | • | • |
| Free set-up of automated payments | • | • | • | • | • |
| Choice of KHR or USD account | • | • | • | • | • |
| Access to a cheque book to make large payments at your convenience | • | • | • | • | • |
| Joint account holders | • | • | • | • | • |
| Base interest and bonus interest on your savings | • | • | • | • | • |
| Interest earn according to tiers | • | • | • | • | • |
| Higher rates of interest depending on the term and amount you invest | • | • | • | • | • |
| A passbook | • | • | • | • | • |
Visa Debit Cards
A convenient and secure way to pay for purchases using your own money, without the need to carry cash. Your purchases are deducted from your bank account’s available balance on the same day, making it easier than ever to keep track of your spending.
Visa Debit CardsPayment Services
We'll help you organise your payments efficiently. Local or international payments? One-off or regular payments? Electronic transfers, cheque or cash payments? We've got you covered however you choose to pay.
More Ways to Pay
We know a lot of our customers like to do their banking from the convenience of home, the office and even on-the-go. Our new digital banking tools allow you to do just that. And of course, you can always visit a branch or ATM too.
For your reference
While all account opening paperwork is completed in our branches we also know that it can be helpful to know what to expect before you arrive. Here are some of the forms and other helpful documents often used in our branches. You do not need to complete the forms before you come in – our friendly staff are there to help you.
Forms
- Customer Instruction Letter V1 1908
PDF 239 KB - Card Replacement Form V11908
PDF 2.77 MB - Money Transfer Application Form FAST V11908
PDF 509 KB - Money Transfer Application Form V11908
PDF 3.69 MB - Standing Order Application Form V11908
PDF 1.11 MB - Deposit Account With Debit Card V11908
PDF 1.10 MB - Stop Payment Request V11908
PDF 1.74 MB
Terms & Conditions, Fees & Charges
- Transaction & Deposit ver Jun 2022 (ENG)
PDF 188 KB - Account Fees And Charges (ENG)
PDF 304 KB - Funds Transfers And Miscellaneous Fees
PDF 904 KB
Write to Us
Send your enquiry to us by completing a simple online form.
Security Matters
At J Trust Royal Bank we are serious about security
All our J Trust Royal Visa Debit Cards have an embedded Enhanced EMV-Dynamic Data Authentication Smart Chip that offers a global standard of security.
We have continuous fraud monitoring systems in place to identify any suspicious activity and help prevent unauthorised transactions. Please keep your contact information with us up-to-date so that we can reach you quickly if suspicious activity is detected.
Our digital banking tools, while simple to use, also incorporate a range of security measures. We manage a security network, use applications from approved vendors with secure coding practices, and conduct regular penetration testing through a third party security firm to protect customers against malware.
Customer Care Centre: +855 (0) 23 999 000
Call us immediately to report lost, stolen or misplaced cards or compromised pin numbers. We can temporarily block or permanently cancel your missing card and organise for a new card to be reissued.