If you make frequent transactions and want flexible payment options, the J Trust Royal Personal Cheque Account could be ideal for you.

Personal Cheque Account
Free mobile banking
Free internet banking
Visa Debit Card with international access
Unlimited J Trust Royal transactions
ATM access across Cambodia
Free local money transfers to other J Trust Royal customers
Free bill payments via J Trust Royal ATMs
Free set-up of automated payments
Choice of KHR or USD account
Access to a cheque book to make large payments at your convenience
Joint account holders

Before you apply

Please familiarise yourself with the account opening process and the fees, terms and conditions.

Personal Cheque Account opening process


Visit your nearest J Trust Royal branch and talk to one of our friendly Personal Bankers.


Complete a J Trust Royal account opening application form in the branch.


Provide a minimum US$1,000 initial deposit. (And maintain a minimum ongoing balance of US$500.)


Show valid identification: your national identity card or passport.*


Later, you simply collect your Visa Debit Card from the branch where the account was opened.

*Non-Cambodian citizens must show further identification: passport with a visa valid for at least six months.

Personal Cheque Account fees, terms and conditions

For an average balance of less than US$500

US$3 per month

For an average balance between US$500-$5,000

US$1 per month

For an average balance of and over US$5,000


Early Closure Fee

USD 20 or KHR 80,000

Terms and conditions

Available here

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