Visa Classic Credit Card
A simple everyday credit card with a low ongoing annual fee.
Your J Trust Royal Visa Classic Credit Card makes purchasing easy.
With access to a specified line of credit from us you can buy whatever you need, whenever you need it, and enjoy an interest-free repayment period of up to 45 days.
New Card Design Options
We are pleased to introduce the following card designs for your preference.
VCC-1
VCC-2
VCC-3
Buy now, pay later
Pure credit, no deposit required
Safer, more secure spending
Shop anywhere in the world
Track your spending
24/7 support
Important numbers
Credit Limit | US$500-US$2,000 |
Annual Fee* | US$25 US$15 for secondary card holders |
Monthly Interest | 2% |
Minimum Repayment | 5% of monthly outstanding balance |
Cash Advance Limit | US$1,000 from a branch US$1,000 from an ATM |
* Please review the J Trust Royal Credit Card Fees & Charges for a full list of fees and charges.
How to apply
| STEP 1 | Visit your nearest J Trust Royal branch and talk to one of our friendly Personal Bankers. |
| STEP 2 | Open a J Trust Royal transaction account (if you do not yet have one) to help manage your credit card. |
| STEP 3 | Fill out an application form with help from our friendly staff. |
| STEP 4 | Provide the required documents:
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| STEP 5 | Meet J Trust Royal Bank Credit Card criteria of eligibility and conditions. |
| STEP 6 | Receive letter of offer/approval letter and collect your credit card at the J Trust Royal branch where you applied. |
Security Matters
At J Trust Royal Bank we are serious about security
All our J Trust Royal Visa Debit Cards have an embedded Enhanced EMV-Dynamic Data Authentication Smart Chip that offers a global standard of security.
We have continuous fraud monitoring systems in place to identify any suspicious activity and help prevent unauthorised transactions. Please keep your contact information with us up-to-date so that we can reach you quickly if suspicious activity is detected.
Our digital banking tools, while simple to use, also incorporate a range of security measures. We manage a security network, use applications from approved vendors with secure coding practices, and conduct regular penetration testing through a third party security firm to protect customers against malware.
Customer Care Centre: +855 (0) 23 999 000
Call us immediately to report lost, stolen or misplaced cards or compromised pin numbers. We can temporarily block or permanently cancel your missing card and organise for a new card to be reissued.