Your J Trust Royal Visa Classic Credit Card makes purchasing easy.

With access to a specified line of credit from us you can buy whatever you need, whenever you need it, and enjoy an interest-free repayment period of up to 45 days.

Buy now, pay later

Pure credit, no deposit required

Safer, more secure spending

Shop anywhere in the world

Track your spending

24/7 support

Learn more

Important numbers

Credit Limit

US$300 - US$500

Annual Fee*


US$15 for secondary card holders

Monthly Interest


Minimum Repayment

5% of monthly outstanding balance

Cash Advance Limit

US$1,000 from a branch

US$1,000 from an ATM

* Please review the J Trust Royal Credit Card Fees & Charges for a full list of fees and charges.

Product & Services Brochures

VISA Classic Credit Card 

Available here

How to apply


Visit your nearest J Trust Royal branch and talk to one of our friendly Personal Bankers.


Open a J Trust Royal transaction account (if you do not yet have one) to help manage your credit card.


Fill out an application form with help from our friendly staff.


Provide the required documents:

  • Identification – either a passport or National ID card (must be valid with a photo)
  • Proof of employment and income
  • Employment letter stating your current position, number of years working in workplace, and employer in Cambodia.

Meet J Trust Royal Bank Credit Card criteria of eligibility and conditions.


Receive letter of offer/approval letter and collect your credit card at the J Trust Royal branch where you applied.

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Online Enquiry Form

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Talk to a Personal Banker at your nearest branch.

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