Payroll Services
An easy and secure payroll process for all your employees.
Convenient, Secure and Timely Payroll Solution
At J Trust Royal Bank, you have complete visibility and control over your payroll payments and confidence that salaries will be paid securely, reliably, and confidentially. Likewise, your employees can enjoy a wide range of other benefits.
Learn about our various accounts
Payroll Account
A hassle-free and secure payroll solution for your corporates and businesses with many other benefits for employees.
Payroll Savings Plus Account
A safe and convenient way to boost your savings for an emergency or vacation or a down payment on your first home with a competitive interest rate and many more.
*Only eligible for Payroll Account Holder
Features at a glance
| Payroll Account | Payroll Savings Plus Account | |
|---|---|---|
| Choice of KHR or USD account | • | • |
| Interest payout on every month end | • | • |
| Visa Debit Card | • | • |
| ATM access across Cambodia | • | • |
| Unlimited J Trust Royal transactions | • | • |
| Name your own account | • | • |
| Free mobile banking | • | • |
| Free internet banking | • | • |
| No minimum opening balance | • | • |
| No minimum monthly balance | • | • |
| No account maintenance fee | • | • |
| No dormancy fee | • | • |
Benefits
For Employers
- A single access point using JTR Connect, to manage your payroll and other essential financial activities of your company.
- Receive real-time updates on your payroll transactions.
- Ease of payroll initiation with a variety of options (manual, file upload, transaction cloning, and templates).
- Ensure confidentiality with flexible user access rights via JTR Connect.
- Dedicated team to support all employee account opening requirements.
For Employees
- Special rate for Home Loan requests (subject to approval)
- Discount on Personal Loan approval fee (subject to approval)
- Free first-year fee for J Trust Royal Credit Card
Fees & Charges
Features/Accounts | Payroll Account | Payroll Savings Plus Account |
Withdrawals (OTC & Electronic Transaction) | Unlimited | Free 2 times/month $1 per additional withdrawal |
Interest Rate | N/A | Up to 2.50% p.a. |
Early Account Closure Fee (Less than 6 months) | N/A | $10 or KHR equivalent |
Before you apply
| STEP 1 | Visit/Contact your assigned payroll support team |
| STEP 2 |
|
| STEP 3 | Complete an opening application form in the branch |
Note:
- Non-Cambodian citizens must show further identification: a passport with a valid visa and an employment letter (original).
- Payroll Savings Plus Account is only eligible for Payroll Account holder
Helpful documents
| Payroll Account | Terms & condition (available soon) |
| Payroll Savings Plus | Terms & condition (available soon) |
Terms and Conditions
- In the event that the client using Payroll services makes errors on the payroll payment, it is the responsibility of the client to collect on any funds overpaid or salaries that were paid out. The bank shall not be held responsible for any overpaid salaries or accounts where J Trust Royal have made the payments in line with instructions provided by the client.
- The client shall notify the Bank, of any movement of employees under its payroll package. Such notification can be made via email or notice letter, except for the case of expatriate employee’s movement, where notification shall be made in form of notice letter.
- In the event that a payroll account is no longer used for salary disbursement, the client shall inform the account owner to visit the Bank for account closure; otherwise, after a period of 3 months after it is no longer used, the account shall be automatically and without notice closed if it has zero balance or otherwise converted into standard personal account, with standard fee and charge application.
Frequently asked questions
Your employees will be provided an individual payroll account. Every month salary will be disbursed directly to the individual account via our online platform – JTR Connect.
As many as you want. Multiple payments can be made to multiple beneficiaries.
You only need to set up our online platform, JTR Connect, for salary payments as well as other payments.
The transaction account is free for all your employees and the salary disbursement fee is only US$0.50 per employee transfer.
"Payroll Savings Plus Account” is a Savings Account purely designed for payroll clients with existing Payroll Account.
This account is only eligible to all customers who have a Payroll Account with J Trust Royal Bank.
No, we are not recommended to use a savings account as a loan repayment account.
For further inquiries, please contact
Customer Care Center:
+855 23 999 000 (24/7)
Payroll Support team:
+855 61 271 016
(M - F, 8am - 5pm)
exclude public holidays