Assist your daily operation with reliable and secure financial solutions
Retail Merchant is a hybrid account designed to facilitate a daily business operations that offer interest rates with a wide range of secure and reliable payment solutions.
Features & Benefits
| Currency | USD or KHR | |
| Minimum Amount Opening | USD50 or equivalent | |
| Minimum On-going Balance | USD10 or equivalent | |
| Interest Rate | 0.5 % p.a. | |
| Interest Payment | Every Month End | |
| Fee | Below Minimum On-going Balance (<USD10) | USD 3 |
| Monthly Account Service | Free | |
| Early Closure | Free | |
| Check Facility | Yes (USD 10) | |
| Internet Banking / Mobile App Access | Free | |
| Debit Card | Free | |
| Withdrawal | Unlimited | |
| KHQR Stand / Sticker / Tag | Free | |
Required Document
- Valid NID/ Passport
- Business License/ Business Permit / License issued by relevant authority/ Patent Tax certificate (If applicable)
Security Matters
At J Trust Royal Bank we are serious about security
All our J Trust Royal Visa Debit Cards have an embedded Enhanced EMV-Dynamic Data Authentication Smart Chip that offers a global standard of security.
We have continuous fraud monitoring systems in place to identify any suspicious activity and help prevent unauthorised transactions. Please keep your contact information with us up-to-date so that we can reach you quickly if suspicious activity is detected.
Our digital banking tools, while simple to use, also incorporate a range of security measures. We manage a security network, use applications from approved vendors with secure coding practices, and conduct regular penetration testing through a third party security firm to protect customers against malware.
Customer Care Centre: +855 (0) 23 999 000
Call us immediately to report lost, stolen or misplaced cards or compromised pin numbers. We can temporarily block or permanently cancel your missing card and organise for a new card to be reissued.