The One Account is your ideal everyday account. Open an account now with as little as $1 and enjoy free (no fees) use of our internet banking, mobile banking app and ATMs, plus your own free Visa contactless debit card.

The ONE Account
Free mobile banking
Free internet banking
Visa Debit Card with international access
Unlimited J Trust Royal transactions
ATM access across Cambodia
Free local money transfers to other J Trust Royal customers
Free set-up of automated payments
Choice of KHR or USD account

Before you apply

Please familiarise yourself with the account opening process and the fees, terms and conditions.

The ONE Account opening process


Visit your nearest J Trust Royal branch and talk to one of our friendly Personal Bankers.


Complete a J Trust Royal account opening application form in the branch.


Provide initial deposit US$1


Show valid identification: your national identity card or passport.*


Later, you simply collect your Visa Debit Card from the branch where the account was opened.

*Non-Cambodian citizens must show further identification: passport with a visa valid for at least six months.

Product & Services Brochures

THE One Account

Available here

The ONE Account fees, Terms and conditions

Maintenance Fee


Dormant Fee


Over the Counter Fee


Early Closure Fee

USD 10 or KHR 40,000

Terms and conditions

Available here

Call Us

Our Customer Care Centre is open 24/7. Call us on +855 (0)23 999 000.

Contact Us

Write to Us

Send your enquiry to us by completing a simple online form.

Online Enquiry Form

Visit Us

Talk to a Personal Banker at your nearest branch.

Find Us