Renovate, expand or invest further...

You can leverage your existing property into a ready source of funds which can be used for your personal expenses like renovating your property, supporting your loved ones’ educations, purchasing a vehicle, or starting a new business.

The numbers

Interest rate

9% p.a.

Loan approval fee

1% of loan amount

Minimum loan amount


Maximum loan amount

Up to 80% of the property valuation or $1.5M (whichever is lower)

Maximum loan term

15 years

Early repayment fee

3% for lump sum payment within lock-in period

Redraw fee


One-off associated costs
(payable when Letter of Offer is issued)

Property valuation:  US$150-$250

Legal fee:  $200

Collateral title deed registration:  starts from $185*
*Charge is dependent on where the property is located.

Other one-off associated costs

Fire insurance (must be renewed annually)

Interest rate is calculated daily and charged at the end of each month. 
All of these fees are subject to change without notice.

How to apply

Call Us

Call our Home Loan Hotlines on +855 (0)78 222 082 or +855 (0)78 222 086.

Contact Us

Write to Us

Fill in an online home loan enquiry form to kick-start the loan process.

Home Loan Enquiry

Visit Us

Talk to a Lending Manager at your nearest branch.

Find Us