Renovate, expand or invest further...
You can leverage your existing property into a ready source of funds which can be used for your personal expenses like renovating your property, supporting your loved ones’ educations, purchasing a vehicle, or starting a new business.
8.25% p.a. for loan limit US$200,000 and above (variable)
8.50% p.a. for loan limit below US$200,000 (variable)
Loan approval fee
1% of loan amount
Minimum loan amount
Maximum loan amount
Up to 80% of the property valuation or $1.5M (whichever is lower)
Maximum loan term
Early repayment fee
4% for lump sum payment within lock-in period
One-off associated costs
Property valuation: US$150-$250
Legal fee: $200
Collateral title deed registration: starts from $185*
Other one-off associated costs
Fire insurance (must be renewed annually)
Interest rate is calculated daily and charged at the end of each month.
All of these fees are subject to change without notice.