Telegraphic Transfers
We’ll help with all your local and international transfer needs.
A Telegraphic Transfer is a high-speed electronic transfer of funds in a local or foreign currency.
Outward transfers are payments made by you to your nominated beneficiary who can bank with another financial institution in Cambodia or overseas.
Inward transfers are funds received by you from non-J Trust Royal customers based locally or internationally.
Features & benefits
Secure delivery of money
Your funds are transferred via the SWIFT network (a global bank-to-bank messaging system) using our vast array of correspondent banks around the world which means transfers are always trackable.
Speedy delivery of money
The SWIFT network ensures money is transferred efficiently. Your outward transfers will be made the same day as you submit them when received and processed by us before our cut-off time of 3pm.
Helpful notifications
If you have an account with J Trust Royal, all transfers are shown on your statement. If you send a Telegraphic Transfer then the recipient will receive a notification of a transfer from you.
Transparent fees
We promise no hidden fees, charges or unwanted surprises when you send or receive funds.
Sending funds
To arrange a transfer from your J Trust Royal account, you will need to obtain the following details from your beneficiary.
- Beneficiary name and address
- Beneficiary account number
- Their bank's name and address
- Their bank's BIC/SWIFT code
Please visit your nearest J Trust Royal branch to arrange a Telegraphic Transfer or log on to Internet Banking.
Receiving funds
This is the instruction for Incoming cross border payment to JTrust Royal Bank Ltd (BIC: TCABKHPP) in USD currency.
| Message Field | Details |
Receiver Correspondent: 54A | SWIFT: CITIUS33 CITI BANK, NEW YORK |
Intermediary: 56A | SWIFT: CRASGB2L CROWN AGENT BANK, LONDON |
Account with Institution: 57A | SWIFT: TCABKHPP J Trust Royal Bank, Phnom Penh |
Beneficiary: 59 | Account Number: …………………………………... Account Name: …………………………………… Address: Require providing full address, at least city and country) |
Please make sure all the fields should be selected option “A” only for payment has been gone straight through processing, otherwise your payment will be delayed or rejected.
The numbers
Outward transfer to overseas | |
| Commission | 0.20% (minimum US$20) of the transaction value |
| Cable charges | US$15 flat rate |
Outward transfer to a local bank | |
| Commission |
|
Inward transfer from overseas | |
Commission | 0.15% (min US$10) of the transaction value |
Inward transfer from a local bank | FREE |