J Trust Royal Foreign Currency Account offers customers the flexibility to manage their foreign currency.

The account allows customers to simplify the oversea transaction, make or receive oversea payment and efficiently manage the risk of exchange rate fluctuation. Accounts are available in the most favorable currencies including AUD, EUR, GBP, JPY, and THB.

Foreign Currency Account
Interest rate of 0.1% p.a.
Interest calculate on daily basis
Interest payout on every month end
No maintenance account fee
Name your own account
Free mobile banking
Free internet banking

Before you apply

Please familiarise yourself with the account opening process and the fees, terms and conditions.

Foreign Currency Account Opening Process


Visit your nearest J Trust Royal Bank branch and talk to one of our friendly Personal Bankers.

STEP 2Complete a J Trust Royal account opening application form in the branch.

Provide a minimum equivalent of US$500 (for foreign currency) as an initial deposit. (And maintain a minimum ongoing balance equivalent to US$500 for foreign currency).

STEP 4Show valid identification: your national identity card (NID) or passport. *

*Non-Cambodian citizens must show further identification: a passport with a visa valid for at least six months.

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Foreign Currencies Account

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Foreign Currency Account fees, terms and conditions

Account maintenance


Minimum ongoing balance below USD500

(equivalent of US$500 for foreign currency) 

USD10 / month
(equivalent of US$10 for foreign currency)

Early Closure Fee

 Equivalent to 20 USD

Terms and conditions

Available here


  • The Bank reserves the right to repay all foreign currency (other than USD) deposits in United States Dollars. Conversion will occur at the Bank's published exchange rates on the day the transaction is executed by the Bank.
  • Exchange rates fluctuate. These could have an effect on the credit balances in the customer's account.
  • Exchange rate movements mean that foreign currency carries risks. These risks are the sole responsibility of the customer. You should purchase foreign currency products only upon your own independent determination that such products are appropriate for you based on your objectives.

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