Term Deposit Account
Invest your savings and enjoy a known rate of return for your choice of term.
With a J Trust Royal Term Deposit Account you can sit back and relax as the return on your savings is maximised over an agreed timeframe.
Rate as % per annum.
TERM DEPOSIT INTEREST RATE | ||||
USD | 1 Month | 3 Months | 6 Months | 1 Year |
$1,000 - < $1M | 0.75 | 1.50 | 3.00 | 3.75 |
≥ $1M | 1.00 | 1.75 | 3.25 | 4.00 |
RIEL [KHR] | 1 Month | 3 Months | 6 Months | 1 Year |
USD 1,000 equivalent or above | 3.25 | 3.50 | 4.00 | 5.50 |
Find out more about Term Deposit Promotion HERE.
Keep your savings safe with us and enjoy a fixed rate of return over your selected investment term. Interest is paid at the end of the term or, for a one-year annuity, on a monthly basis.
At the end of your investment term you can choose to automatically re-invest your funds for another term, add extra funds, or withdraw part or all of your funds.
Every dollar you invest in your Term Deposit Account works to earn you interest with no exceptions or surprises, although penalty fees do apply if you terminate early.
Term Deposit Account | |
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Free mobile banking | • |
Free internet banking | • |
Choice of KHR or USD account | • |
Higher rates of interest depending on the term and amount you invest | • |
Please familiarise yourself with the account opening process and the fees, terms and conditions.
STEP 1 | Visit your nearest J Trust Royal branch and talk to one of our friendly Personal Bankers. |
STEP 2 | Complete a J Trust Royal account opening application form in the branch. |
STEP 3 | Provide an initial minimum deposit of:
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STEP 4 | Show valid identification: your national identity card or passport.* |
*Non-Cambodian citizens must show further identification: passport with a visa valid for at least six months.
Monthly Servicing Fee | FREE |
Terms and conditions | Available here |
All our J Trust Royal Visa Debit Cards have an embedded Enhanced EMV-Dynamic Data Authentication Smart Chip that offers a global standard of security.
We have continuous fraud monitoring systems in place to identify any suspicious activity and help prevent unauthorised transactions. Please keep your contact information with us up-to-date so that we can reach you quickly if suspicious activity is detected.
Our digital banking tools, while simple to use, also incorporate a range of security measures. We manage a security network, use applications from approved vendors with secure coding practices, and conduct regular penetration testing through a third party security firm to protect customers against malware.
Call us immediately to report lost, stolen or misplaced cards or compromised pin numbers. We can temporarily block or permanently cancel your missing card and organise for a new card to be reissued.