Promotions & benefits
J Trust Royal offers a range of promotions to help make your home ownership goals more achievable as well as benefits that reward your choice to bank with us.
Alliance Program
It’s easier than ever to finally own the home of your dreams with our Alliance Program.
Valid until 31 December 2023.
Borey Non-Partner Program
Buy a home in a Borey and enjoy a low rate of 8.65% p.a.
Valid until 31 December 2023.
Payroll Program Special Offer
J Trust Royal customers whose employer uses our Payroll service to pay their salary into one of our transaction accounts are eligible for a home loan at 8.50% p.a. for the duration of the loan.
Valid until 31 December 2023.

Refinance your home
Are you dissatisfied with your current home loan provider and looking to make a change? We can help. Our attractive refinance package appeals to many homeowners who are keen to switch to a new banking partner.
Valid until 31 December 2023
Learn moreBenefits for J Trust Royal home loan customers
Talk to your Personal Banker today to find out if you qualify for...
Membership: J Trust Royal Premier Banking
Our home loan customers may be eligible for the J Trust Royal Premier experience with no minimum deposit required (the standard minimum balance requirement for Premier customers is $50,000). You may qualify if you have credit facilities of $200,000 or more.
Special Offer: Platinum Visa Credit Card
Our home loan customers may be eligible for a J Trust Royal Platinum Credit Card with a limit of up to $10,000 and no annual fee for primary and additional cards for the first year. Be sure to apply within your first three months as a home loan customer.
Write to Us
Fill in an online home loan enquiry form to kick-start the loan process.
Home Loan Enquiry