If your employer uses our payroll service to pay your salary into one of our transaction accounts then you’re eligible for a special home loan rate of 8.50% p.a. for the duration of your loan.

We will also waive all document fees and offer you 50% off the loan approval fee.

The numbers


8.50% p.a.

Document fees

Free legal document fees

Additional Benefits

  • J Trust Royal Home Loan customer with drawdown limit from $200,000 is automatically eligible to be a Premier customer without minimum deposit account requirement.
  • Recent approved mortgage customers (approval is within 3 months) are eligible to receive a Credit Card with limit of 5% of their loan limit or a limit of $10,000 whichever one is lower.
  • Credit Card annual fee for Primary and Additional cards for the first year will be waived.

How to apply

More information

  • This offer does not apply to existing J Trust Royal home loan customers who want to reprice their existing loan. The standard repricing fee structure applies.
  • This offer cannot be used in conjunction with any other promotions. If a customer is eligible for more than one promotion the customer can choose their preferred one.
  • J Trust Royal’s usual assessment policy applies to this package.

Call Us

Call our Home Loan Hotlines on +855 (0)78 222 082 or +855 (0)78 222 086.

Contact Us

Write to Us

Fill in an online home loan enquiry form to kick-start the loan process.

Home Loan Enquiry

Visit Us

Talk to a Lending Manager at your nearest branch.

Find Us